When choosing between a bank or a credit union, credit unions win most times with lower rates and better service (Source: Investopia.com).

Whether you've had a bad experience with a national bank or know the benefits of placing your money in a good local credit union, what's the best way to find the credit union for you?

According to Nerdwallet.com there are 5 main points to look for when choosing a local credit union:

Similar to the FDIC, The National Credit Union Administration (NCUA) Share Insurance Fund insures individual credit union accounts up to $250,000, and a member’s interest in all joint accounts combined is insured up to $250,000 (source: ncua.gov).

Once you choose what's most important to your credit union needs, below is the 2021 credit union in Roanoke, Va and surrounding counties guide that's a great start in finding your future banking home.

The 2025 Credit Union in Roanoke, VA Guide