When choosing between a bank or a credit union, credit unions win most times with lower rates and better service (Source: Investopia.com).
Whether you've had a bad experience with a national bank or know the benefits of placing your money in a good local credit union, what's the best way to find the credit union for you?

Common Secondary Keywords when Googling "Credit Union" (Source: ahrefs.com)
According to Nerdwallet.com there are 5 main points to look for when choosing a local credit union:
Similar to the FDIC, The National Credit Union Administration (NCUA) Share Insurance Fund insures individual credit union accounts up to $250,000, and a member’s interest in all joint accounts combined is insured up to $250,000 (source: ncua.gov).
Once you choose what's most important to your credit union needs, below is the 2021 credit union in Roanoke, Va and surrounding counties guide that's a great start in finding your future banking home.
The 2022 Credit Union in Roanoke, VA Guide
1. Freedom First Credit Union





Freedom First Credit Union has 11 branches in 6 cities across Virginia including 6 in Roanoke. Online membership applications are a convenient way to get your account started
2. SalemVA Credit Union





Salem VA Credit Union has 3 convenient locations just down the street in Salem and Roanoke to serve you. With online loan applications, and published APR rates they make it easy to shop for a great rate while focusing on keeping the dollars in the community.
3. Fedstar Federal Credit Union





Fedstar Federal Credit Union has branch locations in Roanoke and Salem to serve you better. In addition to online bill pay, they offer fee-free ATM transactions at Sheetz gas stations ATMs.